We aim to empower underprivileged pupils in South Africa for a better future by teaching them financial literacy. In this way, we wish to break the vicious cycle of poverty.

At the core of our mission is the commitment to empower underprivileged children in South Africa's Ceres region, guided by the principle of "Empower Today, Transform Tomorrow." XHUMA's primary objective is to provide comprehensive financial education and essential life skills to these young adults. Through these transformative efforts, XHUMA seeks to disrupt the cycle of poverty by arming students with the knowledge and tools necessary for making informed financial decisions and fostering positive contributions to society. Ultimately, XHUMA aspires to empower today's youth, enabling them to shape a brighter tomorrow.

Since its inception in 2012, XHUMA, born from the dedication of Master of International Strategy and Management (SIM) students at the University of St. Gallen, has achieved remarkable success, propelled by the unwavering passion of international student cohorts. Central to its mission is the Money Game, a cornerstone program that imparts crucial financial literacy by immersing students in real-world financial scenarios, challenging them to make informed choices on spending, investing, and saving.

Looking ahead to 2023, XHUMA is steadfast in fortifying its legacy, with plans to sustain and expand initiatives such as the Money Game and introduce the Buddy Program, online and in-person libraries, and a Legacy Fund, collectively aimed at not only immediate empowerment but also the enduring pursuit of sustainable transformation.

Current Team

Sasha (Alexandru) Ciocirlan – Transformation & Internal communication

Nikola Bulatovic - Finance

Maythe Gonzales - Marketing

Jennifer Lissoni and Léane Khan – Fundraising

Yueheng(Liliana) Niu - External Communications

Julius Schwer and Temuri Zakaraiia - Operations

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